Right, ive been looking at selling the focus and moving up to a cossy, i cant afford an Esocs yet so been looking at some Saphs, but.... looking into insurance......

I can get insured on a 1989 saph cossy for £3.5k completly standard - fully comp.

or..... i can get insured on a 2002 Focus, with a cossy lump in it RS body kit etc. for £1500 fully comp?

How is the focus cheaper when its worth more and has more mods? isit due to it being newer therefore safer?