Originally Posted by
tabetha
I had this argument with a underwriter for Privilege, I said if it doesn't have ford dust caps is it modified, as strictly as a deviation from std it is, I said I forgot which make washer fluid I used so is this modified ?
I seriously think insurers should put out more specific guidelines, as opposed to none.
I was actually asked for £45 extra on the gf's astra 1.4 merit auto(1994) because I put a cat 1 alarm immobiliser on it, that was by Pearl insurance, hence were no longer with them.
A friend we can call andy(as that's his name!!) is paid to scour forums and ebay etc for adverts of these mods on cars, so generally in these cases it's the new owner who comes unstuck.
tabetha
The most ridiculous part is. Insurance companies literally bend over backwards to throw money at fraudulent injury claimants. yet when a genuine claim is made, they go to the same lengths to deny that claim.
Ive seen loads of cases were false injury claims been made, and the insurance company have been told its false. Yet within 6 months or so, they have paid out without the innocent party even being informed.
A friend is still trying to recoup his costs after his insurance paid out to someone who drove into him on the wrong side of the road !!! I think the drunk driver in this case was a cop or something though. As he left the scene immediately an ambulance arrived ( 20mph impact on a very sharp corner ) and the cop documenting the scene totally falsified his written diagrams etc trying to blame my friend.
Nobody was breathalised either.....quite convenient.
It went to court, and the scum fell to pieces on the stand, even admitting he was in the wrong.
But...the cop was never charged with anything, nor was the drunk driver. Go figure. the only person who lost out in added insurance costs, time off work for court, lost earnings etc was the totally innocent party.
The cop and his drunken buddy even failed to appear 3 times before the court !!! If my mate hadnt shown up once, he'd have been found guilty immediately.
IMO, every single cunt in insurance needs shot, burnt and fucked into the sea. Corrupt dishonest bastards.