I am getting rid of the laguna and at present am debt free, (apart from my credit card which is taking a battering for my house improvments, but i plan to have that clear again in afew months)
Anyways I dont have any loans and the laguna and rst are bought and paid for, but i paid 4900 for the laguna and think its only worth 2-2.5k max so I am thinking of getting a car loan or buying a focus on the ford options thing as I can only afford to put a grand to my car at the mo cos of all the home improvments and so on and dont want a shit heap and want a nice newish car, but am not sure