What pisses me off is the way the ambulance chasers seek out people and try and make them claim, all the while under the pretense that it's helping them, 'the poor victim', when in reality it's just to line their pockets!

I was in a relatively minor accident in a mate's car. He claimed, and I got phonecall after phonecall from some greedy leech trying to persuade me to claim. They even told me that if I didn't claim my mate wouldn't get a penny!!

If you're hurt to the extent that it genuinely affects your life, then go grab your payout - But if you're a freeloader just looking to make some dollar, then don't ever complain that you're insurance is too much - It's too much because of people like you.

Soapbox dismounted!