Had one a few years (about 4 ) ago, damaged my back.....so I claimed and they offered me £1400.....which for a back injury that noone could tell me for certain would get better was paltry IMO........also to rub salt into the wound my fiance was sent a chq for £1400 when she hadnt even claimed ( she was passenger ) just so that she didnt claim!

Suffice to say I rejected the next three offers, had 6 monthly examinations off their medical team and got a substantially larger cheque last year once I was satisfied my injury was a) not deteriorating b) was manageble with my existing lifestyle to an extent I am happy with.

If you aren't happy dont accept.

They will bully you and tell you you will be lucky to get more and then they'll tell you that you have to go to court, and that in court you may get awarded less than the initial offer.......all designed to put you off as they have targets to meet!

Dont do anything you arent 100% happy with.