I agree Lee, it's just stupid.... A global credit crunch because we've been borrowing more than we're paying off and they want us to get more!!
And Lee, I'd have plenty without debt pal

It's why my car is so utterly shit

I dont mean YOU personally have to be in debt to have something ya plank

The countries economy is run on borrowing! Thats why when borrowing slows, we go into recession, we NEED to start lending/borrowing to get it back up!