The simple fact of the matter is, if the paving, kerb was in an acceptable state and manner then this accident would never have taken place. As for 'Don't met let me hear you moan about insurance in the future'? Well then, don't let me hear you claim when you next have an accident because of the state of the roads, etc. No matter how severe. Which I'm sure some of you who have replied, have moaned about pot holes. And, incidentally claimed!
Hope your Mother gets better soon, Dojj.
Benni.