Hi JB,
Just seen your post and will look to help if we can.
We do specialise in covering performance and modified cars, so should be able to get involved even if its purely for the modified car.
The situation, which will be the same for most Underwriters in relation to NCB is that you would have to earn NCB on each specific policy when covering separate vehicles.
Thus when accruing NCB, the most likely situation will be that you have 1 year upon one of your vehicles and two years on the other.
The industry standard process for this would be that you couldnt add the two together to make three years.
What we tend to do in this situation (providing you have a reasonable record) would be to mirror/enhance the percentage discount of the higher NCB to both policies, but to leave the years to accrue in the same way (ie. 35% 1 year NCB would become 45% 1 year NCB where it can be proven that you have clearly been a capable driver and earned 45% 2 years NCB on your other vehicle).
I'm fairly convinced from what you have posted that we could help you, so if you still need a hand with this simply PM me, or pop a quotation application onto
www.greenlightinsurance.com then PM me may be the best route.
Kind regards
Tony
Originally Posted by
JonnyBravo
In August last year I had to insure a heavily modified car so I took the 2 years ncb off my daily driver ( 1 month before my 3rd year) so I could get it insured to get to Germany, I started a new policy on the daily driver and as of friday I would have a year on that policy.
The nova insurance I had running was ended in June this year so I never gained any ncb through that policy.
As I had 2 years ncb before I started my daily driver insurance I should be on 3 years this time round although they would need adding together, obviously I'm not trying to add 2 years ncb that I earnt in the same year but as they were earnt in seperate years I can't see the problem.
Edited :
Just been on the phone to Churchill and they weren't having it and even worse they trippled the online quote for having a set of wheels, stainless exhaust and some lowering springs !
My quote on confused.com was for me with 2 years ncb, standard car and came out at £430, they just quoted me £1500+ over the phone inc the above mods !!