Well i'm 20 with 3 years ncd and 6 points (from 3 years ago).
I pay 1550 quid to insure my, almost standard 4x4 sapphire.
Now thats a limited milage policy, garaged with decent tracker and alarm.
TPFT tho.. And thats through swinton.
Hope thats of help??

So whats all you views on not disclosing "all" your mods to your insurance then?