Originally Posted by
AlexF
If they issue you a greencard then how can you not be insured....
Writting illegal things in an insurance contract doesnt not change german law....
I ask tony from greenlight this poitn many many times and not once have I had the question answered!!!
Most insurance companies dont bother with Green cards anymore. And to be honest, why should ANY insurance company be forced to cover you. Simple answer is they wont. They'll simply refuse to cover you.
Tony from Greenlight is not alone in not nailing down whether you are or not covered. Look at this way. Phone your ins co and say am i covered on a section of road in germany with the highest accident per km rate in Europe?
Originally Posted by
JjCoDeX75
Hi matey
Certainly it was the case that the 3rd party claims used to get covered by the insurers, though sadly a couple of cases have been fought all the way up to the ombudsman - where the insurers won. (I will see if I can find the case).
As such, this effectively gives them case law on the subject.
They are still basing their position on the fact that the Nurburgring is a race track. Whilst it is also a road, it is a matter of interpretation. And whilst I like you would prefer to think of it as a road (which it also is), the insurers think of it as a track. The kicker is that the ombudsman agrees with the insurers. That is basically the issue.
My advice is as follows;
1. Avoid any insurer that specifically excludes the nurburgring by name (which most do now sadly) - it may be to no avail, but at least you have an argument (which you will almost certainly lose!)
2. Drive the ring like you are not insured, and dont take any unnecessary risks. Whilst accidents still happen, most are caused by a stopwatch!
HTH
JJ
Agree with all that. The case you are thinking of Ive posted at Northloop. It was a Porsche 968 FC claim btw not a 3rd party incident. He took it the Ombudsman who basically said Its a racetrack (which is fair enough as its been a racetrack since it was built!)