Hi matey

Certainly it was the case that the 3rd party claims used to get covered by the insurers, though sadly a couple of cases have been fought all the way up to the ombudsman - where the insurers won. (I will see if I can find the case).

As such, this effectively gives them case law on the subject.

They are still basing their position on the fact that the Nurburgring is a race track. Whilst it is also a road, it is a matter of interpretation. And whilst I like you would prefer to think of it as a road (which it also is), the insurers think of it as a track. The kicker is that the ombudsman agrees with the insurers. That is basically the issue.

My advice is as follows;

1. Avoid any insurer that specifically excludes the nurburgring by name (which most do now sadly) - it may be to no avail, but at least you have an argument (which you will almost certainly lose!)

2. Drive the ring like you are not insured, and dont take any unnecessary risks. Whilst accidents still happen, most are caused by a stopwatch!

HTH

JJ