Always make sure I have a months wages in my current account, so as not to live "on the bread line" as it were.
Sold my car tonight and have another few g in a savings account, 5k all in, give or take.
No major assets however, at home living with parents, and as i said, sold my car tonight. Got a decent PC and the usual toys most 21year olds have so im happy ive managed to get a bit in the bank.
Alot of my mates live month to month, by the 2nd week they have £50 to their name and skimp the rest of the month, can't go out as they dont have a penny to spend, must be torture...