Originally Posted by NORTH YORKS RS SPARES
Pete
You may struggle as most insurance companies now will not give traders to anyone who does not have premmisses and is not registered as a company .
They have got wise to people getting a traders and running about 10 cars and 3 bikes on it
Also beware of those insurance companies in the auto traders etc offering cheap traders policies ,,they are road risk only , not worth the paper there written on if you ever have to claim .
My insurer comes round every year just before renewal and does a full risk assesment on my workshop etc , and asks details of all cars ( on the road ) i have to give reg numbers , list all name drivers etc , and also i have to update the MID insurers data base every time i get / buy another car
A lot of hassle ,BUT i am well covered .
BLOODY EXPENSIVE THO
If you need any help please fel free to call me
Paul
Correct of course. Its all a pain in teh arse now, and dont forget the MAIN tyhing that most of you lot forget...
1) Your insured for TRADE value on stock. NOT retail. (Look up the trade price of a cossie fellas
)
2) A LOT of companies exclude Ford RS in teh small print. INCLUDING Tradex. DO NOT listen to teh broker, he usually knows fuck all. Check the large booklet yourself and you will find it. I missed it too, but thankfully Nicople saw it as she used to work as an insurance broker.
I now have it in writing i am covered and it EXTRA.
I pay £6000PA.