as paul says,its all changed now,you have to update the insurance data base as well,if you claim or the police decide to check your trader status and find you havnt sold the required amount or have no books,invoices or paperwork you will find your self in some serious shit,trader policies are for traders,we get charged enough as it is with out joe public thinking they can get one and run a fleet of cosworths on it,thats the reason our insurance is so high,