How the fuck do you get outa debt? I started using a debt management company called payplan thinking right get myself sorted out but things are getting out of hand now with creditors hassling me for money adding extra interest, fees and charges ontop threats of debt collectors black listed all sorts of shit since joining payplan. Spent most of today calling the banks all turned round saying they not contacted or agreed anything with us

I had to sell many prized items from rare dubplates & records, tropheys to hifi, tv even pots an pans! All thats left is my car am heartbroken goto sell it as i worked bloody hard for it. How much do you think i can get for my 03 focus st170 in metallic grey with 68k on the clock ffs? very tempted to jump off a cliff tonight im at my wits end with this bullshit all this debt just coz i wanted better education to have a chance of earning more money, what a load of bollocks degrees are