have u tried other companies for quotes?? www.elephant.co.uk are quite good and u can get realistic quotes online. liverpool vic have gone a bit funny lately with there online quotes i dunno y.

without major major money thrown at the 1600si and i do mean major! dont even dream of gettin anywear near 150bhp out of it. as it has a restrictive engine which doesnt allow big bhp figures without major work. but if u wanted to go with a engine swop any bigger zetec engine will slot right in. and if say u got a 1.8 zetec lump in 150bhp is easily acheiveable.

altho sayin this the 1600 si not all bad, with a decent induction kit and zorst with decat pipe u'll be lookin at about 100bhp. not bad for a start off car. if ur lookin to run the car for a few yrs build up some no claims get the car lookin good and start collectin parts for ur engine swop (very cheap to get hold of zetec engines) then the si's a good car to go with.