AGAR-COSWORTH

How old does a car have to be to be eligible for classic car insurance?

In a year and a half's time i will be 21 and looking to insure either an ERST or an FRST.

By that time i will have 3 years driving experience, 3 years NCB - hopefully and a clean licence.

The car will be garaged, cat 1 alarm, limit milage to 6000miles per year with an agreed value of around £5000.

What did you have to pay at this age for fully comp insurance?

Cheers

GARETH T

im not sure, but im sure you will get a tidy insurance price if you do a little shopping about

Mr S1

iTrader: (2)

Not sure you'll be eligible given your age - but shop about mate, as Gareth says you may be pleasantly surprised

AGAR-COSWORTH

Cheers guys - i would phone about but i don't need the insurance right now, just working out a budget for insurance if i were to save for an RST - hence why im asking what people had to pay themselves.

Cheers

SHIFTY rsoc

Hey Agar when you join the Rs owners club, you could probably get a really good price with Boncaster insurance. There advertised in the monthly Rallye News
They were the best for me with the Mk2RS

AGAR-COSWORTH

Hey Shifty, am i right in thinking your around 21? How are quotes for you?

Cheers

TrevCannon

I get quotes using directline just for a good idea, even use directline because i think theyre pukka

buggynut

im 21 and just tried to put my S1 on a classic car insurance policy and none of them would insure me untill i was 25

ended up going with Adrian Flux with RSOC discount

AGAR-COSWORTH

How much did that come to then, feel free to PM.

Cheers

SHIFTY rsoc

PM sent m8

AGAR-COSWORTH

SHIFTY rsoc - reply sent cheers

LeviA

20yrs old in 1995, to insure a Fiesta RS turbo with 3 points and one crash.... 1,800 quid

Then again it was the most stolen car in Britain at the time and I wasn't the best driver

AGAR-COSWORTH

LeviA - doh

If i get quotes like that it'll be 1.1 power for the for-see able future

murdoch1.7zs

i got my erst when i turned 21 and payed £950 fully comp with no ncd

andre_k

iTrader: (2)

im 21, pay £850 on my s2 cabby with Greenlight (with passionford gold member discount) 3 points and 3 yrs no claims

was 20 and payed 900 with adrian flux 3 yrs no claims and no points

AGAR-COSWORTH

Cheers - seems promising now

Dave Parker

25 with heritage classic policy

AGAR-COSWORTH

As in the car needs to be 25 to be eligible for classic cover?

chink

ive just sold mine got it when i was 20 with 1 years ncb and was 107 month
that was with gsi southern 01227772775

matts1

No aged 25 and over, some may allow lower aged drivers though.

To give you an idea, i was 25, insured an S1 with mods for 225 quid a year fully comp!!

Just keep shopping around, but as mentioned, see if joining an RS club gets you discount.

I would expect to pay around 1k at your age.

mk2 escort scott

Im 19, no NCD and 6 points and i pay £700 fully comp on my S2

Coldo

Agar, im 20, no NCB, no points, fully comp with Elephant, limited mileage of 7000.

Paying 950 fully comp which i thought was decent!

AGAR-COSWORTH

Very decent quotes here Im hoping to get similar, mayby even lower if i do my IAM.

donny murdo

Save your pennies Agar I will prob sell mine in six months time

vroooom ptssssh

Richard, try bell...they jus quoted me £419 as a 2nd driver on the S1..had license for 8months, no NCB, 10 months policy for upto 7K miles use!!

rigwrecker

my erst cost me £1300 3rd party only that was 6 years ago when a was 20 ant 3 month later a smashed it boho!!

AGAR-COSWORTH

Was this an online quote though? Ive tired them before and then phone them to find the quote is inaccurate and they want another £500 on top

Kenny - Surely not, atleast leave it till summer 2008 and i'kll be more than happy to