my business parter parked his 1985 escort 1.6 ghia rs turbo out side his sisters house and a lady across the road drove in to it for him dented the back door. she has put it though her insurance my mate has taken his car to a bodyshop and it has been desided its cat c. now this escort is mint or was its 2 owner from new 37k minter we rs turbo ed it a while ago now all s1 parts used running gear wise from a rotten s1 we had in the yard and all rs 1600i body kit looked sweet all the mods are down and agreed value on our trade insurance of 4.5k now the womans insurance call him today and said best we can do is 300 for the car and you have to give us 90 if you want the car back and they want the log book and the mot now thats 210 to get a new door have it painted get it vic tested re moted and at the end of all that he is left with a cat c escort that worth sod all

sound fair to me

 

Not fair mate, that's why when someone pranged my S1 (stoved in the front end to be precise) I asked for ahem cash ahem. Vastly out of pocket, it's still not back on the road 4 years later. But at least it don't have a marker. They'll all bar stewards an old escort is just an old escort to them, RS, XR, gold plated with hens teeth and rocking horse poo trim option, they'll never pay out.

Gutted for your business partner. Know of a good place in Chatham, just over the water from you, Medway RS Centre. Might be able to do you a better quote and get it repaired?

 

the car has an agreed value of 4.5k send them that proof and they will have to honor it if not get you insurance to contact them and battle it out thats what the're there for

 

Do not accept anything! The car is still his until he accepts a pay out,no matter what they say. Fight it!

 

when you are invovled in an accident, NEVER let someone "take the car to a bodyshop" because once they have the car you have virtually fuck all to bargain with as they will simply start ramping up the "storage fees"

get it back to you house, get the assesor to come and look at it, wait for the paperwork

this is even more so if you have some sort of fancy motor because the garages will know you'll want to get it back so they will take the piss even more