was thinking t200 connect/fiat scudo, what will insure be like? its 4k to insure my focus 1.8 zetecso am thinking a van would be cheaper? am it would suit me better then a car aswel

 

my mte got a scudo on an x reg 3 years ago for his first motor was like 1500 to insure it dunno if that was 3rd party or not though

 

yeah but thats the uk, us irish get bummed hard when it come to getting insured

 

Why ask here!! Phone your bloody insurance company-lol
can no one do anything for themselves anymore without coming here????

 

A van will prob cost more as it will be commercial insurance, compare it to the price of an estate car, that might be a cheaper option??

 

what focus have you got to be paying 4k lol

 

w reg focus 1.8 zetec petrol

 

really , sounds alot for that .

is it modded?

 

nope just standard, rip of or what

 

yeah completely

 

a mate had a little pug 205(?) van as his first car only 350 tpf+t where as the car version for the same spec was 1500

 

it would help if people didnt drive like idiots in ireland

 

yes very true, 3 boys 15/17/19 and agirl died in a crash last weekmore people died over the weekend aswel

 

whats this new law on van's andy you must be a business to tax it as a commercial so a van on private tax is pointless

 

yeah heard that mate, hope to they dont bring it in trying to get ever penny the cunts

 

my transit might meet it's fate

 

where transit you got mate? did you get the T38 yet? what spec turbo you getting?

 

i have a swb transit she'll be ok i'll but her under the buses

i didn't get it yet no panic but a tt t38 is my choice

 

i bet pete tryed talking you into the T34 with 63 ext housing? brothers runs stage3 setup with a t34.63ext pulls very strong true gears but find it hard to get into 2nd/3rd now

 

nothing a straight cut gear kit won't fix

 

hey mate,
i'm 18 and i've got a transit connect T220, fully comp under me step dads name too and thats little over Ł1000 at the moment, was Ł1650 last year.
Good little van transit connect if its well looked after

 

If it's your's but your stepdad's insuring it for you on his policy as his, but your the first driver i wouldnt be spouting it on the old t'internet

 

i don't know but the van could be registered to his step dad

 

possibly but the i've got statement made me think it was his?

 

its my van that i paid for but it is in my step dads name, i was 16 when we got it so he put it under his and we kept it that way for ease and insurance purposes

 

Because it takes 3 mins to put a post on here and maybe 15 on hold to some insurance Company, plus its a forum which needs people to post , compared to some stuff on here this is a sensible one

 

That's called "fronting" and if you ever had to make a claim the insurance could tell your step-dad to do one.

Besides, why would anyone want a van that gets a lower speed limit - the Connect is NOT a car-derived van.

 

who said that i am the main driver of the van?
technically its his van because its in his name and insurance is to, i just paid for it
and i don't mind having a van that comes in the lower limit class, it doesn't matter, the vans don't go super fast anyway, well unless its got a cossy 4x4 on it..

 

You implied it!

"I've got a Transit Connect"
"It's my van that I paid for"

The person who pays for the vehicle is the owner - the V5 actually says that the registered keeper is not the owner.

If you need to claim, where is his "Beneficial Interest" in a van that he neither owns nor uses?
And that's before the insurers start talking about risk-profile for a young inexperienced driver versus a more mature and experienced one.

Your van, your call, but I don't approve of some people circumventing the rules when that then has an impact on the premiums I have to pay (something like Ł30 each) for uninsured drivers, and that is what you could end up being in the event of a claim.

 

Yes as i said i did pay for it so it is my van as you said, although i am not the main driver i use it from thursday - saturday night/sunday morning and my step dad drives it during the week to work etc.
I am insured on the cover and i am not bending the rules as the van is registered is in his name, he is the main driver and i am a named driver.
that is right is it not?
there is no record to say that the van is mine surely if the registered keeper is in his name it technically belongs to him whilst registered?

some people seem very touchy on here, i am not like the "stereotype" 18 year old that dashes around in a corsa/106/saxo thinking they are a ferrari.
i use the van for work purposes, to transport my disco gear from A to B - usually around 25 miles a week if, not to race and throw around.


anyway off topic.... get a transit connect - it's a nice van to drive.