im 22 and have now got six points on my licence .no no claims bonus and am finding it impossible to get insured on a saff .anyone any recommended insurance companys regards matt

 

and your suprised?

 

HIC.

 

what your 6 points for???

 

suprised im horrified

 

speeding one was 41mph in a 30 on the camera ,the other doin 60 on the a2 when its a 50 but everyone else was doin about the same i was just staying with traffic then a police car pulled me ..he even said i know this is harsh but im just doin my job and i pulled you because your young in a new motor .basically i was unlucky to be pulled really

 

What do you expect? Your a young driver with 6 points on your license and don't have any no claims.

Not exactly the ideal person for an insurer.

 

Have you tried Flux?

 

got to agree , the no claims wont be doing u any favours at all

 

that and the fact your tring to insure one of the most notoriously stupidly driven and stolen cars ever lol, i think i heard 50% of all three doors and saphs were crashed or stolen in the first year after they were sold, not sure if its completely true but i gives you an idea of why insurance companies dont like them lol

 

i suppose your right but when i only had 3 points they would do it ...i just had flux give me a quote for 2200 .im happy with that .......

 

try insure a 3dr on a classic car policy, that should be cheaper for you. most classic car policys start with no 'no claims' bonus because they are second cars for the weekends. how often would you use it?

If you really want a fright, get a quote for a escos

 

when i first passed my test i rang around for a quote on my old mans 4x4 cos, 12500 3rd party for 6 months lol

 

thats the thing i only want it for the weekends as i will have another car to run about in .cant saff go on classic yet

 

i had one this morning for 12500 and he said it was a great rate and i wouldnt get better ....of course i told him what for

 

Just to piss on your party...... I only pay £151 fully comp on mine, mine you when I was 26 I was insuring 1 with 9 points no NCB and 2 bans.....


Steve

 

at 23 i got a quote on my three door at 478 a year as it was classic insurance??

 

i'll second that.

 

I think if you find a company that will your going to be looking at ££££'s as you need at least a couple of year ncb.

All the best

Will classic policies take under 25's now???

 

i will happily pay 2200 as i can see the fun i will have for that money

 

Paul B at need2insure, he sorts a lot of the rs scene's insurance out now, defoo worth a call to him..

 

cheers matt where do i contact him regards matt

 

If they've seen you post on here would explain why they won't touch you.

 

listen mate any dodgy post on here in my name would have been done by cossiebags or one of my other mates ...i generally am intersted in fords and the knowledge some of you have so i dont know what your getting at

 

What year is the sapph ? mine is on a classic policy with all mods declared.You dont use your ncb on a classic policy anyway.

 

i havent got another one yet just trying quotes out ...so you think try to get an early saff might help

 

Mate I wouldn't bother, with no NCB & 6 points at 22 on a Cossie, you're pissing into the wind. Buy a runabout for a couple of years.

 

try greenlight should be competetive mate

 

cheers i have a crack at them ......even if i buy a saff now and keep it and do a few bits to it untill i can get insured on it ........ its getting hard to see a good one for sale now

 

20 years old to qualify for classic.Mine is 89 G,two wheel drive is more fun anyway imo .Last year cost me 550 ish with 10 yrs ncb and I am 36 !!.Got a classic policy with mods declared for about 330.Normal outes i did were shit,one even came back at £10,000 .

 

01623 720081 Paul at Need to insure.

 

cheers mate your help is much appreciated i let you know how i get on regards matt

 

Hope it helps for you fella,thats who I used anyway,but you are on restricted mileage.

 

a cossie had a life expectancy of 3 days with the owner

 

22 with 6 points and 0 no claims on a cosworth..... i cant think why your struggling .

 

If your car is standard, Footman James FTW every time

 

Pretty much the same for mine now, im 33 got 7 yrs ncd (protected) on a
89 F which makes it 20 yrs old, fully comp £348 ,licence is clean now but had previous ban back in 98 and 6 points in the same year, i was a bit naughty to say the least, Im happy with my cover

 

i was with greenlight on my saph when i was 22 mate they came up trumps give em a try

 

Traders policy might be the way forward here....

 

to piss on your parade even more, ive got 9 points, 2 bans, 1 years NCB and a highly modiefied cossie powered car and im paying £1500