hello guys its an insurance question with regards to a cosworth!
I really want a cosworth like every1 does but i would only be able to get a saff 2wd and was wondering how tough it would be to get insured with my stats:

im 22
3years NCB
student at uni
part time driver
oh and 6 points on my liscence

is it possible at all? if so where could i get insurance from??

many thanks

 

doesn't look good i'm afraid. unless £2500ish sounds ok
only 22 myself and i'll have to wait a while

 

i paid 2100 in my first year of cosworth ownership



















good luck

 

fook sakes, more fookin waiting, i dont want a RST again looks like an engine upgrade for my e30

 

u will prob be able to get it around the 1500 mark if u shop around tho

 

I was 23, no no claims as had been on my parents policy, no points, 2wd sapphire with a stage 1. 1200pounds 3rd party with Admiral. They were really good and as I only had it insured for a month they gave me a very good rebate as well.
Oh and was a uni student in final year.

I would recommend them

 

trade policy?

 

£1500 ran?! thats bloody cheap id do that!!

and saf cosie was that in australia?!?? but yours was 3rd party

ran how much u selling yours for??

where do i get trade insurance from??

 

ultimate sleeper, Hi m8 i tried the trade insurance thing and i got quoted £5000 full comp no limits and £2300 for 3rd party that was putting my v8 landrover as a every day moter and the s1 on there and the would'nt put the s1 on a classic as its a trade polsie

Ps im 23 as well been told the the first year is a killer on trade but does drop alot after that tho as a m8 has got it

 

im 21 and been getting quotes fully comp for around a grand. i dont have any points tho - think that is probably where you will run into difficulty!

 

Ultimate Sleeper - no that was in the UK. Mine here was 400pounds fully comp!!

 

I am 22 with 3 years no claims, no points though and I got a quote on a saff for £1200, not that I am going to get one just curious!

 

Hi matey, I'm 22 with a Saff Cos 4x4 worth 8k, I've got 4 yrs no claims, and I paid £1100 with protected no claims! Give Dominion Plan a ring. You must be an RSOC member, but for £30 quid, its well worth it!!

 

Did I not say it was fully comp on 10k miles a year.

 

so it is possible...at last

i wanna sell the cab soon and buy and sell a couple of motors to make some profit and then after maybe in some months i maybe have one if it all goes to plan

are cossies economical

 

HELL NO!!!!!!!! But if you can afford to buy and insure one, you can afford to run one!

 

i am 22

i pay £823 now fully comp with limited miles

i now have 11 points on my licence too i had 8 when i took out the policy and it went up by £27 with the extra 3

oh and mines valued at £7k

 

Not economical but there is worse! Mine was over fueling so got about 180miles to a full tank! Not all bad as it only cost 20quid to fill it!

 

i also have brakedown cover and trackday cover with my policy

 

ok so a well maintain cosie runinng stage 1 wont be harsh i know that..

So which insurance companies are ther for this

Dominion, any others?

 

Do ya have a second car Craig? As I've been told you can't just have one car on a limited mileage, as that is what I'd like to do for next year. Make it a bit cheaper

 

yes i have a second car lol

a V reg 1.4 fiesta my cosworth policy is based upon my fiesta being used as my daily car (which it is)

i pay £911 on the fiesta

 

im 23 3yrs no claims and 3 points and i pay £1000 fully comp with tesco's

 

Admiral were good for me

 

Arse. Cant be bothered with a second as I have the use of the works van, but because its not in my name that doesn't count, even if i do about 20k a year in it
How much will a stage 2 put me insurance up by do ya recon? It'll be running about 300bhp @18psi.

 

im running stage 4

greys, T34, low comp and cams my original quote was £700 put it up by about £100 but they said i wasnt allowed more than 405 bhp or something like that

 

Sweet, not as bad as I thought. Mines running std at the mo, so 300bhp is on the right side of safe without havin to fork out on gearboxes, big brakes, hybrids etc.... Should make hell of a difference though, and have the edge on the stage 1 boys.. All for around £700. CheeRS Craig

 

Churchy is that a pic of your mrs in your avatar ?

shes a beauty

 

Ay, you leave my bird alone, "She don't like it"

 

just got a quote with my stats from tesco insurance and was £1596 tpft!!!!!! wohoo so i take it with some shopping around i cud get it cheaper!

 

How long hav you got till sum points come off? this will help abit

Im 23 4yrs no claims 6 points ,and sud be lookin for a saff cossie next yr insurance is around 1k fully comp sud be abit cheaper once 1 set of 3 points comes off in feb

 

I was 19 on my first cossie, 6 points, nill no claims and got insured for 1500 3rd party.

Pay 950 now fully comp,

 

I just did an online check with direct line.

1992 Saph Cossie 4wd

25 years old
5 years NCB
6 Points

£799.53

 

Oh and with the same details for a 1994 Escort Cossie with 6 POINTS!

£1173!

BONUS!

 

Jus gotta find the extra 6k or so to jump from a sierra to an escourt

 

Ah thats true!

You from Caister eh? I must have seen you up the sea front

 

if someone quoted me £1.5k insurance for a saff i'd fall over! i'd NEVER pay that much for insurance. I've never paid that much either..

 

I pay that on a 1.4 02 plate fiesta

18y/o
0 NCB
0 points

Fuckers.

 

good news as all my quotes are just straight out - will be having a run about too with loads of mileage allowed so hopefully i have a few things in my favour to bring the quotes down!

 

Liar,your only 20