2WD sapph insurance HELP!!!!!

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Old Jun 9, 2009 | 07:41 AM
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Default 2WD sapph insurance HELP!!!!!

I'm having a rite mare with insuring my dream car, a G plate saff

I'm 25 but as the saff is a 2nd car my 4years no claims dont count so the best price I can get is £2200!!!

I did have insurance for a belting 186 quid online but as I was about to pick the car up I had a phone call saying they had mis-quoted and were unfortunately unable to insure me on the vehicle

On my old impreza I used to just get insurance for a few days as I only get home once a month, but as the cossie is group 20 none of the temp cover companies are interested!

If anyone knows a good relatively cheap insurer or a temporary insurer PLEASE give me the number as I need to drive the car home on thursday night

Thanks in advance
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Old Jun 9, 2009 | 12:18 PM
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im 26 and im insured with Highway insurance via Adrian Flux all mods declared £618 fully comp protected NCB
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Old Jun 9, 2009 | 04:13 PM
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Just been on to them....£1040 fully comp, all mods declared!

Cheers for that mate, dam site better than the 2k + quotes I was gettin off everyone else!
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Old Jun 9, 2009 | 04:26 PM
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you could try daysure if your really stuck. It's £20 a day for any car upto £40k.

Thats how I usually get my cars home after buying them.

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Old Jun 9, 2009 | 05:23 PM
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Simple - Insure it as a 2.0L Sierra Ghia lol. Go on one of the insurance comparision sites and type in your reg. (Compare the market or money supermarket.com) Should come up as a Sierra saphire 2.0L Ghia. Has done on every cosworth reg I've ever typed in. When the pigs see you, they just think its a nipper in a sierra cosworth rep. The average cop going to be able to tell the difference between a genuine cossy anda really well done rep??... Don't think so.

There are a couple of downsides to it obviously... your car is stated as a cossy with the dvla, but this has never seemed to of mattered before. Obviously if you wipe out or crash, don't expect to be payed out much, you just have to hope whats left of your car is enough to make up the loss (which with a cosworth usually is,beings as they are worth more in parts anyway).

Of course i'm not stating that me or anyone I know has ever done this.... it is highly illegal and very cheap 2!
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Old Jun 9, 2009 | 05:27 PM
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Originally Posted by fatmike
Simple - Insure it as a 2.0L Sierra Ghia lol. Go on one of the insurance comparision sites and type in your reg. (Compare the market or money supermarket.com) Should come up as a Sierra saphire 2.0L Ghia. Has done on every cosworth reg I've ever typed in. When the pigs see you, they just think its a nipper in a sierra cosworth rep. The average cop going to be able to tell the difference between a genuine cossy anda really well done rep??... Don't think so.

There are a couple of downsides to it obviously... your car is stated as a cossy with the dvla, but this has never seemed to of mattered before. Obviously if you wipe out or crash, don't expect to be payed out much, you just have to hope whats left of your car is enough to make up the loss (which with a cosworth usually is,beings as they are worth more in parts anyway).

Of course i'm not stating that me or anyone I know has ever done this.... it is highly illegal and very cheap 2!
when ive put cossie number plates in to money supermrket.com they come up as what they are mate?
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Old Jun 9, 2009 | 05:54 PM
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Go to HIC mate and you will get it cheaper if you limit your mileage too
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Old Jun 9, 2009 | 06:13 PM
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Originally Posted by rickbartlett
when ive put cossie number plates in to money supermrket.com they come up as what they are mate?
I just tried a few different registrations a minute ago. Some came up as 2.0l Ghias, some came up as Cosworths. and one even came up as a 2.9l Sierra. I tried quite a few aswell. Very strange. This was all on money supermarket.com

Go to the cossy database and see for yourself. Punch in aload of different registrations and have a look.
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Old Jun 9, 2009 | 07:54 PM
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classic insurance way forward,im 26,2wd saff,5k value,5k miles,didnt nedd my no claims,all mods declared,garaged cat 1,£300 a year,need2insure.co.uk
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Old Jun 9, 2009 | 08:11 PM
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doh!
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Old Jun 9, 2009 | 09:01 PM
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Footman james classic policy £220 a year !
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Old Jun 10, 2009 | 08:13 PM
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Originally Posted by scoooby slayer
Footman james classic policy £220 a year !
i've just gone on their website, the cars got to be standard!!!!! doh
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Old Jun 10, 2009 | 09:21 PM
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Thanks for all the help everyone!...wish i'd waited a while and gone for a cheaper quote!

Probs got it as cheap as I could get it cause I live in the dreaded NE29 postcode!

I like the idea of insuring it as a bogo LX....not that I in any way condone illegal activity lol
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Old Jun 10, 2009 | 09:23 PM
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have you tried admiral? they do the multicar policy. i got a quote from them for my 4x4 saph and the mondeo st200. they quoted me just over £600 for both of em.
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Old Jun 11, 2009 | 10:09 PM
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Just sell the car to me if you are stuck. I,m busy looking for one right now, and I just live up the road in cramlington........Iam serious.
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Old Jun 12, 2009 | 10:57 AM
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Originally Posted by darrenr1969
Just sell the car to me if you are stuck. I,m busy looking for one right now, and I just live up the road in cramlington........Iam serious.
£4500 and it's your's mate...pm me if you want any pics or you want to veiw the car
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Old Jun 12, 2009 | 12:42 PM
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Too steep for me i,m afraid,I,ve only got £3500 to spend,thanks anyway,Darren.
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Old Jun 12, 2009 | 07:11 PM
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Need to Insure all the way for me. 01623 720081
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Old Jul 10, 2009 | 03:10 PM
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Just got a quote from Footman James - £435 fully comp on my cossie-to-be
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Old Jul 10, 2009 | 04:21 PM
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Boncaster through the RSOC did mine for £470 fully comp, and it's a daily driver
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