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Who here deals with Mortgages?

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Old Jun 12, 2008 | 05:34 PM
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Default Who here deals with Mortgages?

I can remember someone on here deals in them, or knows more about them. Just after some info.
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Old Jun 12, 2008 | 06:33 PM
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what do you need to know mate
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Old Jun 12, 2008 | 07:10 PM
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Just want to see what best the could get on a set amount. And in their opinion what one would recommend, ie tracker/fixed etc.

Started looking into it, plus been to see someone today. just i prefer to get 100% independant advice lol.
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Old Jun 12, 2008 | 07:15 PM
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Rhys

I bet you buy a bar of chocolate on the hottest day of the year aswell
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Old Jun 12, 2008 | 07:16 PM
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But Tiff, if can already get a very good deal
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Old Jun 12, 2008 | 07:17 PM
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get a tracker for ONLY 2 years.

have you got a good credit history, eg have you had a lot on credit and payed it off?
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Old Jun 12, 2008 | 07:17 PM
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JOhnny had a loan and Credit card 5-6 years ago. Payed of and nothing on credit since, well only student loan.
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Old Jun 12, 2008 | 07:20 PM
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people with great credit historys can get great mortages at the mo

new builds are dropping like a tarts draws, but stay off them.

look for 1900 to 1930 places what need work

thats all you are getting lol
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Old Jun 12, 2008 | 07:22 PM
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Rys you history will be a little poo

get 2 credit cards and spend a little then move one to the other spending a little, but not paying of the cards for about 6 months

bingo

a1 credit history
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Old Jun 12, 2008 | 07:23 PM
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but make sure you pay more than the min every month on time
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Old Jun 12, 2008 | 07:24 PM
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yeah, seem to get a good deal on new build atm. Not sure what to do atm. One thing says wait, other says if can afford it and got the deal go for it.

Oh well going to look at the house on Monday.

The estate agent did say to me see what you can afford, look at house 13-20k over it and 9 times out of ten you will get it for what you want atm! pmsl. So make think..
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