I just got a qoute on insurance as im looking to get another one in a couple of weeks.
the reason its so bad is because when i was 18 i paid £5500 third party and now i can get it for the prices below i couldnt believe it!!!!!!
im only 22 now and i have 3 points now so why has it gone down so much ??????
Anyone know why???


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i dont think thats cheap at 22 i was paying 600TPFT 3yrs no claims 3 points

 

i only have 1 years no claims and not the best of areas lol but it is a hell of alot cheaper than 5k lol who was you paying that with Andy???

 

I'm paying £1294 fully comp on the m5 with protected full no claims and i,m 31

 

err cos your 4 years older, with 4 years more experiance, at a rough guess

 

£305 and agreed value and track cover

 

£5500

You bloody nutter! lol

Doesn't seem too bad now though

 

Seems quite resonable

Doesn't state if you are lookin at 2wd or 4b

4b would be cheaper.

If u only have 1 years NCB then wheres the other 3 years gone?
Maybe you have adverse history?

But to be honest those quotes sound fine.

When I was 21 I paid 1600tpft on my RS1600i

 

im paying £429 saff cossie 4x4 k plate f/c 29yrs old with agreed value protected n/claims and track cover ........its cheaper for u because ur 4 yrs older and have 4years driving experience even though when i turned 20 10 yrs ago i bought a 4x4 saff cossie h plate now back then they were notorious to insure and i was paying £780 3pft which was dirt cheap then the following year i paid £967 f/c

 

i paid 2100 fully comp for mine when i first bought it at 26 yrs with 1 years no claims, 6 points and a CD10

now im 30 and its down to 750 on classic

 

25 y/o - Classic policy HIC - £300

 

sounds about right

 

How many of those companies are mod friendly though?

 

HIC is mod friendly and about every other company i called wasnt

 

when i was 21 i bough my first 4wd cos, 2.5k third pary fire and theft

phoned my insuarance up earlier to get a quote as im cossing my xr4x4 860 fully comp on renewel or when im 25 at end of month its 560 fully comp

so waiting until end of month now carnt wait havnt driven or owned a cosy powered motor in 4 years

 

Cheap quote that for a 1 year old!

 

I pay £265 for my 24v XR4x4 with Adrian Flux TPFT. I thought that was steep!

 

Mate at 18 they dont want kids driving cossies!

 

Hi Johny
£300?!?!
is that tpft? Yours is stage 3 aye?
I'm with HIC and renewal is end of month. I phoned home tonight and mrs said renewal is through and its £850 FC
Im a yr older than you. I have 3 points tho, have you got any?
Mine was on classic but i have 2yrs ncb i could use if that helps.

flippin ins! I wanted nearer £600!

chop

 

ok 21 lol

 

They don't want teenagers driving at all these days!

When I was 17 I paid £900 TPFT on a 1.1 mk2 fiesta.

Same details today qouted me £1800!!!

I can't believe that in 8 years the risk has doubled!!!

 

as true as that may be mate hes the only kid that can hang a cossie PROPER sideways adn under control and not by luck


but then considering hes been banger racing ect sine he was 13 i guess thats where he learnt it



when i was 18 i HATED be classed a a kid,,, not like your allowed to call the fat balding ugley cunts whos missus gets let out for the first time in tens years and give the 18 year kids blow jobs in club toilets to there face and be allowed to get away with it



just a few months ago i had my old boss call be "boy" and at 27 i still find is a fucking soire spot,,,,,,,, mainly cause im the cunt with children and hes still trying to get his high maintance slapper to allow hom to be engaged,,,,, tosser


anyway rant over

 

cheers Ginge nice to see not everyone gets tarnished with the same brush that if your under 23 u cant drive lol

And the 3 years that went missing was as i had company cars and didnt need insurance hence only 1 years no claims but been driving for 5 on the road

 

Evertime i have re-newed they always ask how long i have had it, Then i say 8yrs and they say oh right, well... and the price goes down !!..

When i first got my cossie I was 22 and the mrs insured it with me as named driver, was about £600.00 cheaper ! I think it was about £950 TFT IIRC..

Al........

 

bought mine when i was 20 ,cost me £1300 tpft(had to devalue the car to get tpft) then again i do live up in the sticks!

18 tho + cossie = kid with sawn off shotgun!!

two or three years makes a big difference at that age

 

Now got it down to £980 third party lol

 

I know how he feels i am 23 and got a qoute of 517 for my rs turbo, last year i paid 997 how does that work!