Can someone give me a list of some cars that are group 1 insurance..??

ta...

 

theres one on the parkers guide website theres a link via autotrader.co.uk

 

Someone got DD on their license???

 

dd?

 

2cv is a safe bet!

 

im lost....what the hell is a 2cv lol?

 

dd = Drink Driving offence

2CV = Upside down whislte with wheels

 

PMSL @ upside down whistle!

Its a citroen 2CV m8! shonkiest thing ever given road tax!

 

no drink driving offence....just trying out a few insurance dodgey things lol

 

Group 1

Citroen 2CV
Fiat Panda
Fiat Cinquecento 900/900S
Seat Marbella

 

lemme guess, insure a grp1 car on a "drive any car" policy, and leave it on the drive to rot, so can drive summat with high insurance for peanuts, even if it means putting the quick car in someone elses name

 

Dodgy as in insuring Group 1 fully comp and the driving RS TP??

Wouldnt bother, insurance will be void if you have an accident. In most cases the other vehicle has to already have insurance present on it. The car would have to be in someone elses name, then how would you tax it??

Not worth the hassle.

 

Smart cars are as well I thought???

 

I think the new dieshitsu charade is pretty low, dunno if it's 1 though.

 

Get something on a classic car policy, my 280bhp Mexico costs me Ł180 fully comp

 

Its so i can drive my dads car....he has a subaru impreza prodrive and an escort cosworth... he is insured fully comp on them both so it would be perfectly legal wouldnt it?

 

yes.

 

Yes................ but extemely careless of him

 

Nice

 

lol sssshhh!!!

 

You're lucky. My dad wouldn't even let me drive his 1.1L fiesta.

 

I guess my dad is just pretty sound...basically i dont wanna drive the subaru,its the escort im after lol....it will be my car hehehe....

 

if they find out youre insuring a fake car when you write off the scoob or cossie, you're fucked

 

Oh it wont be a fake car...im going to buy a scrapper.... and just keep it in my mates barn....

 

mate, its illegal, end of story.

still, i'd probably do it

i know a few pwwps who did use this "method" aswell, none of them have been caught sofar

 

why is it illegal?

 

What happens if the insurance company wants to see you main car ?

This happened to a friend who was driving his RS1600i registered in his Mums name, and then ran someone over.

 

it goes missing or u sell it

 

its illegal coz in the fine print of the insurance policy (infact its probably written in big letters) certain terms n conditions are put forward to stop you doing this kind of thing... this will invalidate your insurance (both on the fake car and the scoob/esccos) if you drive either, then you'll be driving WITHOUT INSURANCE... which is illegal

its only gonna help you if you get stopped by the old bill or summink so that youve got something to "produce" but if you ever had to claim (say you just mowed down 30 toddlers n each parent wnted 1mil compensation) then youre fucked.

bit like not declaring mods on cars... you know you'll be ok if you get tugged by the plod, but if you have to claim... bend over

 

"but if you have to claim... bend over"

LOLOLOL one of the funniest things ive read in a good long while haha...classic mate....

 

Can't see how it's illegal. I did this with motorbikes and was running around on my dad's ZZR 1100 when I was 21.

As long as the car exists, and has tax and MoT, then no problem. Checked the small print on my current policy that allows this. The important thing is that you say that you are only a very occasional driver if you have a crash. If you say you are the main driver - you are scuppered.

 

no i wont be the main driver....ill only have it on like a sunday night or something like that....and the other car i will have will be tax and mot'd....thats what i thought,surely its legal...

 

Some policy,s do have some exclusion,s agaisnt high performance cars aswell
I,ve seen policy,s b4 that said "Excludes Cosworth and Tvr" on the bottom!!

 

Not illegal just not correct
also remember that on the cos the insurance is only for third party NOT fire and theft, but your dad would be mad if he was to say YOU drove it to whereever it was parked when it was stolen/burnt out

The small print that might be the insurance companies get out would be that in most cases on this type of insurance they say, drive any other car "IN AN EMERGENCY", now what they call an emergency could prove different to what u call an emergency , when u ask most companies when taking out a policy they will say oh that dont mean nowt, but if u was to try and claim then it could come into play.

Mind u, got muggins here that declares everything including bloody nitrous
so all I said may be a load of crap

Mo

 

I insured my saph in this way when I was 19 on a ~400bhp RWD car

 

It's perfectly legal to do this provided it's only for occasional use, brother drives my car all the time.
Just make sure your "first car" actually exists, has an MoT and Tax on it. Prob wouldn't hurt to take it out once in a while either, sounds like the ideal vehicle to take to the pub and leave there till morning instead of the escos!!!

 

I thought insurance companies only put this on your policy if you were 25+?

 

I think the car would be covered by his dads insurance for being stolen or burnt out. The problem would be if he is driving it and has an accident thats HIS fault then he is only covered TP and not for the damages to his dads car

 

aoki, there are some out there that do it!

 

Know of any now? Do you think they would find it dodgy if I ask them about it on the phone?