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Too young too buy???????????????

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Old Mar 16, 2006 | 09:42 PM
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Default Too young too buy???????????????

Hey all, first post on the site. I'm 19, have been driving for 2 years now in a shonky fiesta have now got 2 years ncb under my belt and enough money in the bank to get myself an rs . Just wondering if their's anyone else young like me and owns one??I havent rung round insurance companys yet,was hoping i may be able to get advice here on what kind of money im looking at for insurance!? Do i go for an rs or wait a year or so
cheers guys
gordy
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Old Mar 17, 2006 | 06:24 AM
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bump
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Old Mar 17, 2006 | 06:55 AM
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Yes mate i got mine and insured it when i was 17, it cost £2500 tptf though, expect to pay pay a fair amount
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Old Mar 17, 2006 | 08:17 AM
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With 2 years Bonus and so long as you buy a fairly standard one you'll be fine!

If you've got the money, get one and look after it, they're only going down in numbers now!
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Old Mar 17, 2006 | 08:48 AM
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You should be able to get insured for about £1200-£1500 tpft i would have thought based on past experience
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Old Mar 17, 2006 | 09:27 AM
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A standard one will cost you about 1k - 1.5k depending on any convictions
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Old Mar 17, 2006 | 09:47 AM
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I had a quote for one when i was 18 (22 now) with a years no claims and i got quoted £1500, and it was compolsury to have a category 1 alarm on it, although that was with Tesco and if you dont provide the certificate your just not covered for theft, most companies would cancel your policy. Shop around is the best way, Virgin seems very cheap aswell.
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Old Mar 17, 2006 | 12:55 PM
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I bought mine when I was 19 and got insured for £1195 from Adrian Flux and the best thing is I've got unlimited mods and the price doesn't rise much. Now runnnin a full stage 3 engine with all the other usuals!
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Old Mar 17, 2006 | 05:22 PM
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cheers guys,thanks for the help. Think i can justify 1-1.5k a year for insurance.that sounds good from flux with un limited mods
good stuff
gordy
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Old Mar 17, 2006 | 05:57 PM
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Yeah, Fluxy insured me when I was 21 on the RST
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Old Mar 17, 2006 | 06:38 PM
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Just got a quote on a standard Series 1 (well Magnex Exhaust) today, Fully Comprehensive, Nil NCB (as its on another car), Garaged and i'm 22, £750 for the year with a 10k mileage limit!
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Old Mar 17, 2006 | 06:48 PM
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Originally Posted by Dan
Just got a quote on a standard Series 1 (well Magnex Exhaust) today, Fully Comprehensive, Nil NCB (as its on another car), Garaged and i'm 22, £750 for the year with a 10k mileage limit!
I'm sure i read on your profile your an Insurance Broker How convenient!!! Alrighty then!
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Old Mar 17, 2006 | 07:40 PM
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im 19, 20 in aug. Got a quote from aa.co.uk couple of days ago. Standard RS with one years no claims, fully comp was cheaper than tpft!! With high excess woz only £1100 a year!! Which i didnt think was bad
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Old Mar 17, 2006 | 10:28 PM
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Originally Posted by safechav
Originally Posted by Dan
Just got a quote on a standard Series 1 (well Magnex Exhaust) today, Fully Comprehensive, Nil NCB (as its on another car), Garaged and i'm 22, £750 for the year with a 10k mileage limit!
I'm sure i read on your profile your an Insurance Broker How convenient!!! Alrighty then!
You can read right then sweeney toad!

Seriously though, we don't quote many young drivers or these type of cars, not our market, on my "runaround" cars ive not paid a penny in years!

But this quote was found online via www.confused.com , just gotta know where to look I guess!
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Old Mar 17, 2006 | 10:29 PM
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Originally Posted by ldack
im 19, 20 in aug. Got a quote from aa.co.uk couple of days ago. Standard RS with one years no claims, fully comp was cheaper than tpft!! With high excess woz only £1100 a year!! Which i didnt think was bad
It will be due to the type of vehicle, i've found that more and more over the last few years or so

More cover for less money, insurance aint all bad! lol
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Old Mar 18, 2006 | 01:15 PM
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Originally Posted by Dan
Originally Posted by safechav
Originally Posted by Dan
Just got a quote on a standard Series 1 (well Magnex Exhaust) today, Fully Comprehensive, Nil NCB (as its on another car), Garaged and i'm 22, £750 for the year with a 10k mileage limit!
I'm sure i read on your profile your an Insurance Broker How convenient!!! Alrighty then!
You can read right then sweeney toad!
The irony.............it's "WRONG AGAIN Sweeney Toad"
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Old Mar 18, 2006 | 02:55 PM
  #17  
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Originally Posted by safechav
Originally Posted by Dan
Originally Posted by safechav
Originally Posted by Dan
Just got a quote on a standard Series 1 (well Magnex Exhaust) today, Fully Comprehensive, Nil NCB (as its on another car), Garaged and i'm 22, £750 for the year with a 10k mileage limit!
I'm sure i read on your profile your an Insurance Broker How convenient!!! Alrighty then!
You can read right then sweeney toad!
The irony.............it's "WRONG AGAIN Sweeney Toad"
Not on here aswell!

Back on topic....

gordyshreds You got that RST yet? lol
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Old Mar 18, 2006 | 08:50 PM
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I'm 19 and i'm goin to be paying just under £1200 TPFT on 300hp+ zvh (will be 20 when cover starts). Garaged, 3yrs NCB, limites miles

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