The Company I am with allow you to Drive a car TPFT weather it's insured or not, the only thing u gotta make sure it's taxed,Also u can't park it anywhere on a private road I've even phoned to ask em and they say "You" are the insurance i.e not the car your in....the minute u step out it's unisured,hence when my mate got stopped he said i'm not getting it cos you'll do me for no insurance might be different in the UK but not here