Well im currently drivin a beast (some of you may disagree

) a 1.3 l Reg 3 door escort. Its my second car as i crashed my last 1.4i escort

and im currently insured as an added driver with my dad on LV for 313.00. The frustating thing is I have enough money to purchase an RST right now but im gonna have to pay like 3K to gett it insured which is taking the piss abit....
So im thinking thebest way is to maybe like build up 2 years NCB or summit, wot you rekon...