is this your first car by the way?
by the way the 1.6 Si is still a high ins group (13 iirc, RST only 15)
you want a KA or a 1.1 Fezze or an Uno or something!
s my 1st car was an XR3i (1 grp up from Si)... i payd 3K Thirt Party Only (not even fire n theft) and most quotes were 5k+ that was about 3 1/2 years ago