Had agro with Flux as well. No complaints until we claimed after the numbnut ran into the back of the XR. Cheeky fookers told us it was worth £500. AFter pointing out the mods we were accused of not disclosing them (which we had). After they found we had disclsoed the mods they kindly upped the offer to £800 It was only once we threatened to go to the insurance obudsman we got a proper settlement