64k mate thats gona take most people 4 years to earn, remember thats after tax sum and most people claim there 50k wage but only get 38k of it ( example not a calculation btw)

no matter what they do i cant loose, if they nicked me ill serve a few months in a open prison, thats 6 months for 64k, im sure porkie dont even get that ,

now if they dont and they FORCE you to pay it back you take a job at mcdonalds as a fries flipper for 2 days a week and do that untill ya go to court and get made to pay it back at 30 quid a month, after 6 years ya wont have to pay anymore and so the job is done

think of it as business, why work hard if ya can get money the easy way

easy money is the nicest to spend too