I used to love the idea of privitisation too mate.
Everyone always thought that it coudn't get any worse than British Rail - how wrong they were!
In all honesty, I spent every day going to school on the trains (Mill Hill to Blackfriars), and it was never too bad. A reasonable service overall, but it was the cost that started to make it prohibitive.
I know people who are working "just out of Uni money" jobs in the city, and paying nearly 25% of their salary on travel - that can't be right!