Err yes i can blame the bank actually because they have allowed a fraudster to have a bank account.
At no point have i asked somebody to pay for my supposed stupidity.
I sent the money as a return for goods most certainly not at free will or in banking terms a gift.
I’ll admit I’m not Mike Brewer when it comes to buying/selling cars, and if that means writing the money off then so be it, but that still doesn’t mean he should get away with it.