You can't blame the bank.... All they've heard is your claim... They didn't take your money.... You sent it of your own free will and as harsh as it may sound why should someone else pay for your nievety?
Why wouldn't you either go yourself to view and buy or as previously said send someone else to view and make payment cash on collection especially as its a decent amount of money ?
I'd sometimes pay a deposit.... I'd never pay the full amount until I'm there on site face to face.

It only takes half an hour or so for a mobile bank app payment to show on the sellers account so we sit in the car waiting for clearance .. until we're good to go .