Wouldn't bother tbh, cars are cheap as hell Just get something for the money and if the worst happens then you are not liable in the long run.

Me and the wife bought a 2017 hyundai tuscan which was my daily car, less than 9k on the clock and someone rear ended it. Insurance fixed it but its wiped off a lot of the value on the car which annoyed the hell out of me to the point its now my wife's daily car and I now drive her old 2014 car with 85k on it.