So I found a Red 5 door Ford Fiesta ST Line (2017) 22K miles on the clock 1.0 ecoboost engine 140ps. i have been offered a PCP deal of £161 a month for 4 years with a 1k deposit, at the end of 4 years i can buy the car for remaining £4400. my salary per year varys between 18-20k a year my wife also works part time. we really like this car but unsure if we committing ourselves to a large monthly bill, sadly we wanna keep older car we own as a 2nd car so means starting insurance again at 0 years cant believe no deal on using my 4yr bonus on my other car, so that will also mean £74 per month or £800 for 1 year insurance but i guess this will go down over time. thoughts and opinions