when we were younger a few mates clubbed together and bought a shitbox escort
then we insured said shitbox escort
even though it sat in my front garden for a year with no tax or mot and eventually the scrap man came and took it away
but back in the day you didn't have all this hassle about paperwork and online checks and stuff so several of us could insure the same car seperatly
once we had our first year of ncb it was plain sailing form then on, even though none of us actually had a car during that time