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Old 31-10-2015, 11:23 AM
  #6  
dojj
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Originally Posted by BigChuck
its not a difficult question

"have you been involved an an accident, fault or non fault in the last 5 years?"

you either have or you haven't

in your case you can be honest or commit insurance fraud.
Originally Posted by ajamesc
It's a work vehicle not in your name or insured by you that someone hit. All it will do is give them an excuse to charge more
i've taken option 1 (chuck's) and told them

they've said james is right but they won't charge me more

yay me

but thanks for the input guys, if it had made a difference i would have probably not had a 3rd car to drive about in