When I 1st started driving I used Insurethebox, was over £1000 cheaper than any other insurance company, yes there's a box in the car, but that didn't bother me, never hindered me, you get a monthly report showing you how your driving is, and if you drive smoothly etc you get bonus mileage added on. I was constantly given red for speeding but still 50+ bonus miles per month, and always given much better quotes the following year, only thing is they don't allow modifications