Hi all
I've phoned my insurance today & they have told me if my car gets wrote off or stolen I'll only get market value.

1. Who are people using?

2. How do I get an agreed value? (Saph cos 4x4) owned it 12 yrs, & just spent nearly 8k on underside, new wheels, big brakes all round, engine mods etc etc
I'm not in the RSOC so what would be best approach before I renew?
As I've seen how much good ones are going for now & would b hard to replace.

Many thanks.