My work paid that as the deposit contribution and I only had to pay £103 deposit out of my own pocket. Can't really explain it any clearer than that?? I got the figures wrong it was £3200 they paid not £3850. So basicly that comes off the total price of the car plus they gave me 20% off the car also. After the 3 years I can just carry on paying my £100 a month to pay off the remaining £5000 odd and then I will own the car and it's all on 0% finance too