Originally Posted by strada84

No, I can 100% guarantee that's not the case. His Dad is a friend and business partner of mine. When they were looking for a cheap car to start with his dad looked into putting him as a names driver for a year and it barely made a difference to the cost of the premium on the small cars he was getting quoted £2500+ on. The only time they ever "shared" an insurance was when he was looking for small motorbike at 16, again it was stupidly expensive for small/cheap bikes and it worked out more cost-effective for them to buy a new bike together and he was named on his dad's policy, but they sold the bike so his half could pay for the deposit on the Abarth he bought.

The lad works for an insurance company (Legal & General) which may or may not help (he's not insured with them I don't think, but different jobs affect insurance premium) and they did give him some kind of NCD for the year he was riding his bike.

EDIT: I might by wrong on the figures, it might be just over a grand. I know his Abarth was £700-something and I thought the increase was less than £100, but it might be a bit more, but either way it's still cheap for his age and the car when a 15 year old £500 would cost him more to insure still. I'll ask his dad tomorrow as the said S1 is currently at Forge Motorsport having all sorts of upgrades done FOC as they'll use it as a test bed/example car, so would be intersted to know how much that will add to his premium.