Who know with insurance??? Its a mega expensive thing these days, have you seen how high some quotes are for 17 year olds these days? I've heard of 6k and more! Does seem a joke, my dad has been driving since 1975, has only claimed once about 20 years ago, drives a 1.8 Honda accord about 5000 miles a year, this year his renewal was over £480! He was paying in the mid 200s before. We told them to sod off and shopped around.