I'm 24, 4 years no claims. Few points and a focus rs was 650 when I had mine.

I sold my focus for 7k a few months back. So you could get one in budget, however. And this is a big however, to run one PROPERLY with decent tires and repairs etc, budget 2k a year in servicing and repairs.

With your budget is probably go for a seat leon cupra r, get a really nice one and it will appreciate.