Originally Posted by
focusv8
Doesn't matter who's fault it is, you still have to pay the Excess.
If the other driver is at fault, you then claim the excess from them/ their insurance as an uninsured loss.
im old school and not had a claim in 30 yrs lol theway i saw it was in my days you did not pay any excess if it was not your fault thats why i blew a headgasket on the phone lol