at work leaving school car what hit her accepted full responsibility travelling at speed my wife was backing out off a car parking space stationery when the collision happend rang my insurance up today and they wanted 350 excess even not her fault my insurance company said it would go 50 50 even though the other driver admitted her fault told them to fook off im not paying the excess when the other party has accepted liability insurance is a waste off time im going to repair the car myself thoughts