Originally Posted by
1-PD
at end of the day your trying to scam your insurer but not declaring it and in some cases void a MOT due to emissions failure, many 1000s do it but if your caught out then you will only have yourself to blame
I'd just like to politely say that an MOT cannot be voided after it has been issued. My brother had a Discovery sold to him which he later found out that it was a dodgy MOT and had VOSA look at it. VOSA told him that his MOT wasn't worth the paper it was on however they cannot cancel it! They just advise you to get the work done to make the car road worthy and reprimand the testing station it was carried out along with the tester.
The insurance on the other hand will do anything to get out of paying up, so all your doing is giving them ammunition to refuse to pay out! It's down to you and if you want to risk it.