Originally Posted by
vaughant
As sad as it sounds I'd seriously consider just getting the x3 repaired out of your own pocket to avoid an insurance premium hike of some ridiculous amount which they seem to be thriving on lately.
Play it cool of course but say you will pay something towards it if its done through someone you know for a reasonable price.
Will depend on the damage of course.
Bitter pill to swallow but they will ass rape him on the renewal as their utter scum.
^What he said!
Definately the least hassle, and if your lad can handle driving about in a dented car for a bit then he can get it fixed later.
If you go through insurance you'll probably have to pay excess anyway so you're forking out regardless.
Who's at fault obviously matters, but the problem is proving it. Personally if it were me I'd agree to pay cash for the damage (subject to presentation of a quote or being physically present at time of estimate). If he doesn't agree to that as a suitable settlement i'd just say youre not accepting blame and to go through your insurances and let them drag it out and invonvience him.
