Was in a car crash today took my Rs out for a drive with I have spent £££ on. So I have come up to a round about in the outside lane gone straight across and a old woman in a Nissan micra has driven straight into my passenger door. She pushed me quite away. So we have stopped and they where full of apologies then a woman stops and says I was a boy racer who was obviously speeding and spoke to the old woman who was about 90 and said same thing to her and said she would be a Wittness. So I said that she didn't even see the accident and she just shrugged her shoulders. All the damage was to the front of the micra and all mine was the passenger door. I'm was not speeding at all it was hammering it down as most of you know escort Rs turbos understeer terrible in the rain so I was doing no more that 15mph. What I'm worried about is that this phantom witness says I'm a boy racer and I was speeding that ill loose everything so I just wanna double check all this. My insurance is with footman James so what are they like? Also how does it all work as I have cossie management n all sorts of tricks I don't wanna loose it all, will I get to keep my car and strip it and get paid out ECt any info would be brilliant cheers