I used to do that for uni in Bournemouth. It lived on the street in Bournemouth but was insured under dads name back home. Also used it to commute 4 days a week to Bournemouth in the final year, clocked up 20,000miles! That was me as a named driver and the car to do a total of 3000! If you take the chance, just take the consequences IF it comes unstuck.

I always had the line, I was visiting someone down that way or I normally take the train but took the car today for "X" reason.